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Crystal Terhune, MSW


Agent / Family and Consumer Sciences (FCS) Educator

Caroline County 9194 Legion Road Suite 4 Denton, MD 21629


  • Financial Capability
  • Financial Wellness

I'm Crystal Terhune-- Your Family and Consumer Sciences Educator for Maryland's Mid-Shore Region (Caroline, Talbot and Dorchester Counties).   

As a community educator, my focus is primarily on financial wellness-- I have interests in helping people to "shop smart" (stretching their food dollars, shopping by unit price, learning strategies for money management, etc.); empowering them to protect their identities and personal information; encouraging people to become aware of various scams; helping them to prepare financially for emergencies; and working with a wide variety of vulnerable populations to help them to understand and have access to the needs-based benefits, programs, and services that are available to them. 

While the majority of my current programming focuses on finance-related themes, I also have experience in teaching and outreach across a broad spectrum of topics including "Healthy Homes", food safety, nutrition, basic estate planning, and more. With a social work background and nearly 20 years of experience working with diverse, differently-abled, and vulnerable populations, I've had many personal and professional experiences that have provided me with a perspective that helps me to understand the complexity of needs held by people in our communities. 

Feel free to contact me to discuss ways that I might be able to work with you, your community, or your organization. I look forward to connecting with you!  

Crystal Terhune, MSW      Email:

Main office:  9194 Legion Road Suite 4  Denton, MD 21629    Phone: 410-479-4030   Fax: 410-479-4042